PAYBACK TIME Guru

February 18, 2010 by admin · Leave a Comment
Filed under: Phil Town, phil town payback time 

It looks like Phil Town has done it again with PAYBACK TIME, Phil Town’s latest investment book. Town’s newest 252-page, how-to-INVEST the PAYBACK-TIME-WAY book, Phil Town explains 8 ways to invest over the “long haul” – ways that make you money, regardless of whether the stock market goes up or down. In fact, Phil Town presents stunning long-term investors with an opportunity to make a big fortune investing. Since the stock market goes down, if they follow PAYBACK TIME key steps,… the same steps followed by some of the world’s richest investors, they can really clobber the current market we are in. Phil Town’s Payback Time investment approach is all about learning stockpiling. Used by many of the country’s top investors to build wealth – names like Warren Buffett, Ben Graham, Templeton – stockpiling is a powerful set of rules for how and when to invest in wonderful companies while the stock price is actually on the way down.

Looks like Mr. Town is offering some wonderful bonuses to the first 1,000 people to register and purchase his new book. Everyone can benefit from Phil Town’s stockpiling approach to investing by gaining FREE access to Phil’s exclusive 4-week Payback Time “Big Money” Interview Series. Phil Town will conduct one LIVE session a week for 4 weeks via audio webcast, covering all the PaybackTime concepts. Take your investment knowledge to the next level. Inside your copy of Payback Time, you’ll find a full tuition scholarship offer

After carefully reading his offer I found out that once you order Phil Town’s new book, PAYBACK TIME, you will get a full-tuition scholarship for you and a guest to each attend his Payback Time Workshop for free. Pretty good deal considering he typically charges $2995 per attendee.

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Phil Town Payback Time Investing Tip

February 16, 2010 by admin · Leave a Comment
Filed under: Phil Town 

If you are a fan of Phil Town and his PAYBACK TIME revolution then you’ll appreciate some simple and practical advice I’ve heard Phil Town give. A lot of us have this question:

“If I have a ton of debt, should I pay it off my debt first before getting started in PAYBACK TIME investing?”


First thing he might tell you about having too much debt is to keep it in perspective.  Nobody died, we’re still healthy, we’re still in the investing game. However, it is still hard to shake the pressure that debt puts on each individual.  It’s like you’re on a tread mill and no matter how fast you run, you get nowhere.  So to fix this you’ve got to get better training and we’ve got to do things differently. Now to the really big question people ask after hearing Phil Town speak at seminars: “Should I pay for professional investing tools when they’re loaded up with debt?

Usually a lot of debt means that you are paying really high interest rates - maybe higher than 18% a year. In his Rule #1 book he would tell you that if you are paying 18% and making 15% you are not playing by Rule One.

So while you are paying off the debt, you are going to be banking the most important thing you can bank: investing experience.  Town would recommend this whether you have debt or not: if you are a just starting PAYBACK TIME type investing, then you want you to paper trade a minimum of $100,000 until you know you know what you are doing. This could take some time but that’s okay because you are banking valuable experience. All the while you are getting rid of the debt.

And here’s one of Phil Town’s secrets to getting rich fast: Use other people’s money. The secret lies in GETTING other people’s money.  And here’s the secret to that secret: Build a great track record as a PAYBACK TIME investor, even by paper trading and the money will seek you out.  Investors are always looking for someone to put money with who has a good track record.

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Pre-Order “Payback Time” by Phil Town

February 15, 2010 by admin · Leave a Comment
Filed under: phil town payback time 

Last year Phil Town began training people worldwide in the concepts Payback Time investing. Phil’s students a paid tuition of $2,995 to attend this workshop, with the understanding that if they were not completely satisfied at the end of the workshop, he’d refund their tuition. Out of all the people Phil Town has trained to date, only one person asked for her money back. Of course, we’ve been in a massively uncertain, volatile market, and that has accelerated the results that can be achieved by Phil Town Payback Time methods.

Phil Town knows how hard it is to invest in an education when money is tight and the future is uncertain. But you’ve taken a huge step by buying his first book. You are one of the people who will succeed, if only you can keep moving forward. Here’s how I’m going to help you take the next step: with your pre-order of his PAYBACK TIME book, he’s going to give you a $2,995 scholarship to that same course—the Payback Time Workshop. All you have to do is take action and attend.

The PAYBACK TIME team will take you through hands-on training to find wonderful businesses in this market and how to know when they are massively on sale—or massively overpriced. If that’s all you learn, you’ll never lose money again the rest of your life. The PAYBACK TIME team will also show you how to buy the business at a discount to the market price—a discount so big that you will hardly believe it until you do it yourself. And they’ll show you how to get instant cash flow with Floors and Ceilings, something Town explains more in PAYBACK TIME.

It is such a great opportunity for you to attend the Payback Time Workshop at this time. So here’s the Phil Town PAYBACK TIME offer to you: For a limited time, he will provide a full-tuition scholarship for you and a guest to each attend my $2,995 Payback Time Workshop for FREE. Let me spell that out for you. Town is giving you and a friend or family member this incredible workshop worth $2,995 each—FREE.

Pre Order Payback Time today.

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Investor Get Ready

February 4, 2010 by admin · Leave a Comment
Filed under: Phil Town 

Phil Town teaches investors

Phil Town will release his new book Payback Time in less than 30 days in every major bookstore in the U.S. This is the follow up to Town’s best selling book called “Rule #1″ investing and finance books by Random House publishing. Eventually his first book was translated into 7 different languages.
Phil Town Payback Time is about the proper way to buy and hold a stock. The most critical part of buying and holding is making sure you are buying a good business ON SALE. You’ve got to know what the thing is worth and buy it for a lot, lot less if you want your long term investing results to be spectacular – like 25% a year kind of spectacular. To get returns like that, you have to buy right. I call buying right the Payback Time Price. Payback Time is a concept I borrowed from doing private equity deals. When we buy a private business, we’re not so certain where we are going to sell it. Maybe no one wants it when we want to sell it. So we wanted to be sure we could get our money out of the deal from earnings in a short time. Like 7 years or so. The time it takes to get your money out of a deal is called the Payback Time and its powerful notion because once you have your money out of the deal, you have no risk. You have no downside. You only have potential profit. That is Rule #1 investing at its finest. Phil Town says the too often folks see long-term investing as mutual funds only otherwise known as long-term-hoping. The sad truth is that mutual fund investors are , to a stunning degree, pinning their hopes on an institution that is hopeless. It turns out that only 4% of all mutual fund managers consistently beat the S&P 500 index in the long term. Payback Time book is about the risk-free approach called stockpiling.